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News & Updates

Secure, Brandable, Global Prepaid Platform

The Green Sheet New York-based Tern Commerce launched SPAN, a global remittance platform designed for secure, prepaid and stored-value deployments across multiple regions, languages and currencies. The solution was developed with US Unlocked, a company Tern acquired in 2015. Its application programming interface (API) libraries, web services and technology stack are simple to configure, integrate…

  • 25 December 2017
  • Brion Bonkowski

Tern Commerce Launches Non-Reloadable Virtual Card Program for Global E-Commerce Users

Let’s Talk Payments Innovative virtual card marketed under the USUnlocked.com brand empowers up to 80% of worldwide users to access US e-commerce products and digital goods safely and easily. New York, NY, July 27, 2016 – Tern Commerce, the leading provider of white label prepaid virtual card programs for international e-commerce, is proud to announce its…

  • 15 December 2017
  • Brion Bonkowski

Certifying Freight Forwarders & Repackagers

As a company, we have a unique authorization to utilize our freight forwarders US shipping address as the primary billing address to our virtual accounts. This is imperative as US merchants utilize a fraud technology called Address Verification Service  (AVS). Simply put, if the billing address and shipping address do not match, often the merchants…

  • 10 April 2017
  • Brion Bonkowski

Filling the Gap for Global eCommerce

Having consulted for some of the largest physical and digital goods merchants in the US as well as cross-border providers like BorderFree, our team recognized a gap between the demand for Western goods and the means to easily purchase them. The issue for global consumers is typically the expense of the product and shipping, the…

  • 19 December 2016
  • Brion Bonkowski

The Birth of Tern, Realizing the Cross-Border Opportunity

The Tern team comes from the international payment processing and technology space, consulting for some of the largest retail brands helping with their global expansion. Through years of enabling US retailers access to consumers outside of the US by offering local payment methods, the founders came across a rapidly growing segment of savvy shoppers using…

  • 27 June 2016
  • Brion Bonkowski

US Unlocked and OPAS Announce Renewed Partnership

Creating Commerce and Shipping Solutions For Over 100,000 Global Consumers US Unlocked and OPAS enable more than 100,000 consumers worldwide to reach US businesses by using the US Unlocked Virtual Visa Prepaid Card combined with an OPAS personal US package forwarding address. This combination of services enables global consumers to shop for US items and…

  • 17 June 2016
  • Brion Bonkowski
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