Posted on 15 December 2017 by Brion Bonkowski

Tern Commerce Launches Non-Reloadable Virtual Card Program for Global E-Commerce Users

Let’s Talk Payments

Innovative virtual card marketed under the brand empowers up to 80% of worldwide users to access US e-commerce products and digital goods safely and easily.

New York, NY, July 27, 2016 – Tern Commerce, the leading provider of white label prepaid virtual card programs for international e-commerce, is proud to announce its latest product: a non-reloadable virtual prepaid purchase card that can be issued to global users in less than 24 hours. The card will be marketed under the brand, adding to the existing reloadable card already used by nearly 10,000 global users to access US e-commerce websites and online services.

“We’re excited to make accessing quality US goods and services even easier for global users,” said Brion Bonkowski, CEO of Tern Commerce. “Adding a non-reloadable card program to our portfolio with streamlined approval will enable even more users to leverage our certified network of repackaging partners to buy from US e-commerce websites with ease, security and at low cost.”

Pricing for the US Unlocked Lite card will be similar to the existing reloadable program, featuring a low $15 one-time setup fee and promising activation in less than 24 hours. Customers will be able to easily upgrade their Lite card to a US Unlocked reloadable card without any additional cost. Card holders can take advantage of a growing list of convenient and low-cost load methods for the cards, including bank transfers, Western Union, CashU and AliPay.

“We’re thrilled to expand our white label card program capabilities to include both a non-reloadable and reloadable offerings for global users,” said Don Barbacovi, Head of Compliance and Partner Programs at Tern. “As the only virtual card program of its kind, we’re anxious to work with additional value added partners targeting global users to remove friction and enhance compliance when servicing cross-border e-commerce.”

The card will be available to global consumers starting in September 2016. Global users may sign up at Those interested in their own white label program using Tern Commerce’s platform should contact Brion Bonkowski at


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