The foundation of The Tern Platform is the back-office portal. A modern framework designed to adapt to various program types and deployments. A sampling of the core features are:
User configurable dashboards with drill down capabilities
Dashboard, spending patterns, trend analysis, key metrics, and growth summary
Enrollments, card status and account balance
Manage one or multiple programs with top-down reporting
Transaction history, pending authorization and declined transactions
Cardholder authentication, CIP/KYC and OFAC along with detailed analysis of KYC provider data
Your customers expect an intuitive and simple interface to access and modify critical card and account information. The Tern Platform provides this interface through branded web and mobile applications your customers will rave about.
Nobody has to walk into a bank anymore to set up an account or card. The Tern Platform connects to best-in-class Know Your Customer (KYC) providers while providing a consolidated onboarding interface for both mobile and web.
Back office tools can make or break a customer experience. The Tern Platform enables customer service representatives real-time access to assist existing customers (or to help close new ones).
Distribution of cards and accounts through trusted partners is an essential part of any successful program. The Tern Platform enables our clients to launch their own branded partner portals, providing secure access to critical marketing information and agent or affiliate pay-out management
The Tern Fintech as a Service Platform enables brands or companies to build and launch best-in-class financial services and payments products rapidly and compliantly, via a collection of easy-to-consume RESTful Developer APIs.