Flexible cards and accessible fintech tools.
Increase your revenue, enroll in minutes, cancel whenever.
What We Offer.
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Control spend, earn cash, invite friends
Simple embedded banking tools that drive revenue
Scale and grow with modern fintech infrastructure
Our users keep coming back.
All the banking tools and services in one place
Verify people, businesses, and bank accounts on demand
Issue virtual or physical prepaid cards to manage funds
Send or withdraw funds to connected bank accounts
Send funds instantly to bank accounts or cash pick-up locations
Load value in or out securely with any of the top cryptocurrencies
IVR & Live Agents
Make customer interactions with ease
Our Platform: compliant and intelligent.
Supporting all money in and out options globally
Launch your own program.
With a Tern Business Account, you can leverage low code and no code components to quickly and easily launch banking products. Industry leading APIs are also available for more advanced applications.
Tern is trusted by the best in the business.
Saved hours every week!
Evergreen has saved me so much time on tax calculations. And it gives me reliable projections.
The UI is so intuitive that anyone can use it, without any knowledge on the system.
No more double-work
Allows you to erform reconciliations with your bank account in just a click!
Evergreen just works.
Helps me keep a clean, organized ledger that I can access anywhere. Perfect for my organization.
A little bit about Tern and who we are.
Tern’s goal is to democratize fintech services and make them available to everyone. We break down barriers, foster creativity, and create change through global inclusions to build cool stuff.
I love the financial reports. The tool automatically organizes all data and gives us clarity on spend.