Flexible cards and accessible fintech tools.

Increase your revenue, enroll in minutes, cancel whenever.

What We Offer.

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Tern.cards
Control spend, earn cash, invite friends
Business
Simple embedded banking tools that drive revenue
Enterprise
Scale and grow with modern fintech infrastructure

Our users keep coming back.

“Evergreen has helped us keep our cashflow healthy, and saved us hours of accounting work.”
Joseph Doe
CEO, Webflow.io
Services

All the banking tools and services in one place

Onboarding (KYC/KYB)
Verify people, businesses, and bank accounts on demand
Cards
Issue virtual or physical prepaid cards to manage funds
Bank Transfers
Send or withdraw funds to connected bank accounts
X-Border
Send funds instantly to bank accounts or cash pick-up locations
Crypto
Load value in or out securely with any of the top cryptocurrencies
IVR & Live Agents
Make customer interactions with ease
Infrastructure

Supporting all money in and out options globally

Launch your own program.

With a Tern Business Account, you can leverage low code and no code components to quickly and easily launch banking products. Industry leading APIs are also available for more advanced applications.
Client FeedBack

Tern is trusted by the best in the business.

A little bit about Tern and who we are.

Tern’s goal is to democratize fintech services and make them available to everyone. We break down barriers, foster creativity, and create change through global inclusions to build cool stuff.